February 5th, 2009MGM City Center Ready To Default – Thanks For The Memories
The Geldpress team attended the first Seattle Condo Tour last year, where desperate high rise condo developers showcase their unsold properties for lavish prices. From my perspective, it was just a futile attempt to lure in the last batch of rich Seattle morons. And for the morons that didn’t have the $800,000+ for those tiny studio and 1 bedroom condos (still under construction), there was no problem. The developers would happily etch another notch in the “Sold” list for just a tiny deposit or even a signature. But those “Sold” condominiums often come right back on the market as cancelled sales when the “buyers” don’t get approved financing, or back out due to massive price declines ahead of completion.
If you don’t believe that developers would list properties as “Sold” without a down payment, take a look at MGM’s project – Las Vegas City Center.

According to this Forbes article:
In a note to clients, Daswani said MGM has sold 55 percent of the condo units to date, but has received only 20 percent of the deposits. The analyst cautioned that if the units’ prices fall about 15 percent to 20 percent from current levels that the project will turn out to be a loss for MGM.
Geldpress comment: Consider it done! 15-20% price declines are absolutely going to happen at a MINIMUM. For a gambling metropolis that thrives on minimum wage incomes, it’s impossible to justify the insane pricing at City Center. Also note that they reported selling 55 percent of the condos, and 80% of those reported “sales” were based on nothing more than a signature and a handshake!
The article also notes:
MGM Mirage may see a default rate of 20 percent to 30 percent on its CityCenter condominium units and faces the possibility of some asset sales, an analyst said Tuesday as he started the casino operator with a “Sell” rating.
Geldpress comment: MGM is toast in the likes of “Countrywide toast”, “Bear Sterns Toast”, “Lehman Brothers Toast”, and “Rye Toast”. And despite future desperate pleas from the mayor of Las Vegas and governor of Nevada, MGM will NOT be declared “To big to fail”. As for trading MGM, it’s to late. The easy money was shorting MGM when it dipped below $40 last summer, and then dipped below $30 last Fall. At these levels ($6.12 at last glance), there are no shares to borrow for shorting, and the options premium on the PUT side is to exorbitant to even bother. Good Bye MGM. Thanks for the memories!
Disclosure: No current position on MGM.
February 18th, 2009 at 10:22 pm
City Center will be finished and condo’s sold at a reduced price, maybe 20%. MGM/Dubai will take the funds and run with it. Plus, the banks need to see the project on track otherwise why keep funding it? How…look for more financing via a barter of sorts with a major bank and an asset sale with a cash rich operator. In the mean time, MGM will take Sen Reids benevolence to town buying back its outstanding debt at distressed prices.
February 21st, 2009 at 8:13 am
I am one off the unfortunate owners who bought 2 units and paid my deposit when the sales office first opened. I have been desperately trying to get finacing to complete on both units but am having a complete nightmare ! The banks that last year were offering me deals with only 15% deposits won’t even lend with 70% down !. also there is still no help from MGM on this at all ! We are all told don’t worry things will pick up but you can’t help but worry when your life savings are at stake !and also the worry of people buying the unit next door to yours for less than half the price because MGM cant shift them! With the Harmon part already being scraped and the whole project not being finished together I just want my deposit back.Be nice to hear from anyone in the same position.
February 22nd, 2009 at 12:16 am
Matrix, check out the following Seattletimes article about a couple suing a developer for their purchase deposit because they could not get financing.
http://seattletimes.nwsource.com/html/localnews/2008764830_belletowers20m.html
February 23rd, 2009 at 9:04 pm
First of all, my friends, be scared. Dubai World which has funded the majority of this project is going south..Its real estate development side known as Nakheel, the makers of the artificial Palm Islands, is going bankrupt. Their contractors are suing them in Dubai because they are not getting paid. Dubai has crashed this months with property values down 50%. The New York Times just published an article last week showing thousands of new Mercedes Benz parked outside Dubai Internetional, with an Im sorry, I lost my job and cant pay note. The expats are going back home. Abu Dhabi, which has the oil and the sovereign wealth fund, WILL NOT bail Dubai out. They are screwed. If Dubai gets screwed..MGM City Center gets screwed. Do a keyword search at the Newyorktimes.com of dubai and you’ll find the article. Bu the way our stock market is hovering around 7100 today….. that’s what it was in 1997!
February 23rd, 2009 at 9:41 pm
http://www.nytimes.com/2009/02/12/world/middleeast/12dubai.html?_r=2&scp=2&sq=dubai&st=cse here is the New York Times article on the fleeing out of Dubai! Enjoy
March 17th, 2009 at 3:47 pm
Still having no luck at all is there any other City Center owners out there??? Please get in touch things at MGM are going from bad to worse!
March 18th, 2009 at 10:12 am
Matrix, please elaborate on your “bad to worse” comment. I’d love to hear the story.
March 18th, 2009 at 11:06 am
To be honest its obvious don’t you think?
shares hit a $1.96 all time low.
City Center staff are given absolutely no information to owners
even news today the construction site being locked down &
reports of huge losses and massive fears into them having to sell off assets just to keep afloat. They need to stop work on City Center and refund the few owners who have deposits in escrow (with a option to re-invest) once the market recovers and concentrate on getting their casinos and finances back on track.
March 23rd, 2009 at 9:27 am
Look at this breaking new today !!
Dubai partner sues MGM Mirage over CityCenter !!!
http://customwire.ap.org/dynamic/stories/M/ML_DUBAI_VEGAS_LAWSUIT?SITE=NVLAS&SECTION=HOME&TEMPLATE=DEFAULT
I said exactly this in my previous post mgm are crazy to keep going
ahead with this project !! and dubai world want no part of it if they go ahead in this sort of economic conditions ! !
They need to stop work immediately ! look at Echelon just further down the strip they had sense and stopped work 6 months ago.
We can see what needs to happen god only knows why MGM can’t !!
REFUND THE DEPOSITS IN ESCROW & START AGAIN ONCE THE MARKET RECOVERS !
March 23rd, 2009 at 9:32 am
http://www.lasvegassun.com/news/2009/mar/23/lawsuit-clouds-future-citycenter/
Another breaking story about this .
March 23rd, 2009 at 11:51 am
Good stories. Thanks for the links, Matrix. It’s not looking good for MGM or early purchasers of City Center condos.
April 3rd, 2009 at 1:25 pm
I am an owner at City Center, too. Are there other owners who are considering a group action to get the ernest money back?
May 15th, 2009 at 10:37 am
We need to start getting in touch with each other .
There is no way they can expect us to close with no mortgage
options whatsoever and even those who may be lucky enough to
close to been plunged into huge negative equity from the start !
All City Center Owners who are in same positions or worse
please email me at basslineaudio@hotmail.com