It’s hard to keep track of all the nonsense on foreclosure moratorium’s these days.  What is clear is that all layers of government are insistant on rewarding incompetence, and irresponsiblity, and punishing responsible taxpayers.   The nationwide foreclosure moratorium may have ended, but don’t think for a minute we have moved any closer to a market based economy.  Here is just a sample of the new ridiculous anti-market, anti affordable housing, anti taxpayer initiatives hitting the news lately.